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IMPORTANT WARNING

Neither Fiba Portfolio nor individuals claiming to act on behalf of our company provide investment advice through digital platforms and networks, nor request money transfers to any account or IBAN shared in this manner.

Recently, malicious individuals may attempt to contact people by unlawfully using our company’s name and logo. It is extremely important to remain cautious against such attempts.

In this context;

  • Do not make any transactions to individuals or accounts requesting money transfers on behalf of our company.
  • Do not share your personal information, account details, or passwords with third parties.
  • Do not click on suspicious links claimed to have been sent on behalf of our company.

In accordance with capital markets regulations, investment transactions are carried out only through authorized institutions and official channels. For your security, we kindly ask you to use only our company’s official communication channels.

What Is the Individual Pension System (BES)?

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  • What Is the Individual Pension System (BES)?

Individual Pension System (BES)

The Individual Pension System (BES) is a system that supplements the social security system and helps increase your financial well-being by providing additional income during retirement. You can become eligible for retirement by remaining in the system for at least 10 years and reaching the age of 56.

Who Can Participate in the Individual Pension System?

Regardless of profession or membership in the Social Security Institution (SGK), anyone aged 18 or older can participate in the Individual Pension System.

How Does the Individual Pension System Work?

Your contributions are used to purchase your selected retirement investment funds, creating an Individual Pension account in your name. The funds are managed by portfolio companies established by the pension company, and all activities are continuously monitored and audited by state-authorized institutions. Additionally, pension funds are held and tracked in Takasbank accounts, meaning they are not part of the pension or portfolio company’s own assets.

For more detailed information about the Individual Pension System, you can visit the websites of Fiba Emeklilik and the Pension Monitoring Center (EGM).