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IMPORTANT WARNING

Neither Fiba Portfolio nor individuals claiming to act on behalf of our company provide investment advice through digital platforms and networks, nor request money transfers to any account or IBAN shared in this manner.

Recently, malicious individuals may attempt to contact people by unlawfully using our company’s name and logo. It is extremely important to remain cautious against such attempts.

In this context;

  • Do not make any transactions to individuals or accounts requesting money transfers on behalf of our company.
  • Do not share your personal information, account details, or passwords with third parties.
  • Do not click on suspicious links claimed to have been sent on behalf of our company.

What Are Investment Funds?

What Are Investment Funds?

An investment fund is an official investment vehicle in which investors’ savings are managed by CMB-licensed professional portfolio managers, divided into units, registered with the trade registry, and subject to independent audit.

Advantages of Investment Funds

  • A practical instrument that allows you to place buy and sell orders on a daily basis in amounts aligned with your savings. Except for special funds, there are no restrictions on transactions.
  • As funds are managed by professional managers, they often offer pricing and flexibility advantages compared to portfolios that individual investors may create on their own.
  • Under the current taxation regime, investment funds are generally subject to lower and more practical taxation for individual investors compared to most alternative investment instruments.
  • They provide practical solutions tailored to the investor’s risk preferences.

Key Characteristics of Investment Funds

  • A fund is independent of the portfolio manager’s and the intermediary bank’s or brokerage firm’s own assets and risks.
  • Fund units are safekept on behalf of investors at Takasbank, Turkey’s central securities depository.
  • Unlike time deposits, investment funds do not offer a guaranteed return over a fixed maturity. Funds have no maturity; they may be held for any desired period. However, the return realized upon redemption varies depending on the type of fund and the market performance of the underlying assets. As a result, returns may be above or below deposit returns, and depending on the fund type, principal risk may also arise.