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ÖNEMLİ UYARI

Fiba Portföy veya çalışanları adına hareket ettiğini iddia eden kişiler tarafından, dijital platformlar ve ağlar üzerinden yatırım önerisi sunulması ya da paylaşılan IBAN ile herhangi bir hesaba para transferi talep edilmesi söz konusu değildir.

Son dönemde, kötü niyetli kişiler kurumumuzun unvanını ve logosunu izinsiz kullanarak iletişime geçmeye çalışabilir. Bu tür girişimlere karşı dikkatli olunması büyük önem taşımaktadır.

Bu kapsamda;

  • Kurumumuz adına para transferi talep eden kişi veya hesaplara kesinlikle işlem yapmayınız.
  • Kişisel bilgilerinizi, hesap bilgilerinizi veya şifrelerinizi üçüncü kişilerle paylaşmayınız.
  • Kurumumuz adına gönderildiği iddia edilen şüpheli bağlantılara tıklamayınız.

What Are Investment Funds?

What Are Investment Funds?

An investment fund is an official investment vehicle in which investors’ savings are managed by CMB-licensed professional portfolio managers, divided into units, registered with the trade registry, and subject to independent audit.

Advantages of Investment Funds

  • A practical instrument that allows you to place buy and sell orders on a daily basis in amounts aligned with your savings. Except for special funds, there are no restrictions on transactions.
  • As funds are managed by professional managers, they often offer pricing and flexibility advantages compared to portfolios that individual investors may create on their own.
  • Under the current taxation regime, investment funds are generally subject to lower and more practical taxation for individual investors compared to most alternative investment instruments.
  • They provide practical solutions tailored to the investor’s risk preferences.

Key Characteristics of Investment Funds

  • A fund is independent of the portfolio manager’s and the intermediary bank’s or brokerage firm’s own assets and risks.
  • Fund units are safekept on behalf of investors at Takasbank, Turkey’s central securities depository.
  • Unlike time deposits, investment funds do not offer a guaranteed return over a fixed maturity. Funds have no maturity; they may be held for any desired period. However, the return realized upon redemption varies depending on the type of fund and the market performance of the underlying assets. As a result, returns may be above or below deposit returns, and depending on the fund type, principal risk may also arise.